For the first time in two years, non-performing quick loans (NPLs) granted by non-bank financial institutions have risen quarter-on-quarter, both in absolute terms and as a percentage of the sector’s total loan portfolio, according to the latest data from the Bulgarian National Bank for the second quarter of the year. In April–June, the value of...

The development of artificial intelligence (AI) is now moving beyond the phase of exploratory trials and experiments towards a stage of deep integration into core business processes, and payment management and debt collection systems are among those most affected by the advent of AI, according to the latest Economy in Focus report from one of...

The Bulgarian National Bank (BNB) reports growth in the loan portfolio and in non-performing loans in its regular report on the Bulgarian banking system for the first quarter of the year. Loans granted by Bulgarian banks and branches rose by 4.1 per cent, just slightly below the growth recorded at the end of last year....

The volume of non-performing loans (NPL) in Central, Eastern, and Southeastern Europe (CESEE) decreased by 3.5% year-on-year in the second quarter of 2025, according to the latest report of Vienna Initiative. Thus, overdue bank loans in the region reached EUR 28 billion, according to the report by the organization, which is a project of the...

Debt Collection Agency EAD (DCA) and DCA Management EAD have successfully obtained a license from the Bulgarian National Bank (BNB) to operate as loan servicers. The license is in accordance with the requirements of the Law on Loan Servicers and Loan Purchasers (LLSPL).   Obtaining the license is an important step in the development of...

Non-performing quick loans in the Bulgarian financial sector continue to decline, while new loans granted are on the rise, according to data from the Bulgarian National Bank (BNB). The decline in overdue loans is evident both in absolute terms and as a share of companies’ portfolios. According to BNB data, as of the end of...

Late payments in Europe have reached critical levels and are beginning to hinder business growth, according to the latest edition of the European Payment Report (EPR). According to the data, over 12% of companies’ revenue is received late – a threshold that businesses consider unsustainable for normal operations. More than half of companies admit that...

Non-performing loans (NPLs) in Europe are continuing to decline, and their share of total bank assets remained at 1.8% at the end of last year, according to the EBA Risk Dashboard. The study, which covers banks in the EU countries and the European Economic Area (EEA), reports EUR 370.5 billion in overdue loans – a...

The Bulgarian National Bank (BNB) is introducing new measures to limit lending, announced by the Central Bank. Starting April 1 next year, the countercyclical capital buffer will be set at 2.25%. This marks the first change in a year and a half, as it currently stands at 2%. The supervisory authority indicates that at the...