Non-performing loans (NPL) in Bulgarian banks rose at the end of September, according to supervisory data from the Bulgarian National Bank (BNB). Corporate loans and those for households, overdue for more than 90 days, have reached nearly BGN 2.45 billion (EUR 1.25), with their share in the total loan portfolio growing. Their quarterly growth rate...

Zornitsa Bankina, CEO of Debt Collection Agency EAD (DCA), in her capacity as a member of the Board of Directors of the Association for Debt Management, attended the annual congress of FENCA. The Federation of European National Collection Associations (FENCA) represents the interests of European companies in the field of debt collection and management, coordinates...

Household debt in Bulgaria has been growing faster than wealth, according to the annual Allianz Global Wealth Report. By the end of last year the total household debt had reached 31 billion euros, up by 18% on the year. In recent years, household lending, especially mortgage lending, has registered significant increases. Bulgarians, however, are still...

Levels of non-performing loans (NPL) have remained largely stable across the EU and the banking system of Central, Eastern and Southeastern Europe (CESEE), notes the latest Vienna Initiative Report. The report covers the first half of 2025 (H1) and according to it, NPL ratios continue to trend downward in most countries of the region.  Volumes...

Sofia, 18 September 2025 – The two leading debt management companies in the country – EOS Matrix EOOD and Debt Collection Agency EAD (DCA) – are announcing a strategic partnership in a key project to acquire a portfolio of receivables with a nominal debt of over BGN 1.7 billion. If the project is implemented, it...

Bulgaria is among the European countries with the highest share of overdue payments to businesses, according to this year’s European Payment Report (EPR), which summarizes data from a survey of managers in 25 countries. CEOs of companies answer questions about overdue payments and business conditions over the past year and their expectations for this year....

The latest significant increase in residential loans in Bulgaria has led to various interpretations by economists and analysts. Annual growth in residential loans reached nearly 27%, while consumer loans grew by 14%, according to Bulgarian National Bank (BNB) data at the end of June. In corporate lending volumes grew more modestly, by about 9% on...

Bulgaria is joining the eurozone as one of the countries with the lowest debt levels, both in terms of public debt and household debt, which will have a positive impact on the debt indicators of the countries in the currency union using the single European currency. This is shown by data from Eurostat and the...

Погасяването на просрочени задължения се е подобрило през първото полугодие на тази година, а средният размер на дълговете намалява значително. Това показват данните на Асоциацията за управление на вземания (АУВ) за първите шест месеца на 2025 г.  Средният размер на продадените потребителски кредити за цялата 2024 г. е 909 лв. при 1324 лв. през 2023...