A LEADING COMPANY IN DEBT PURCHASING AND MANAGEMENT
We are Debt Collection Agency EAD (DCA). We face the challenges of accumulated debts. We bridge the gap that non-performing loans create between creditors and borrowers. We seek balance, offering solutions to both parties.
PROVEN RESULTS
DCA is a trusted partner of banks, non-banking financial institutions and telecommunication companies. Since its establishment the company has acquired more than 670 portfolios with non-performing loans and is one of the leading players in the sector in Bulgaria.
15
years of experience
161
thousand debts
202
million EUR portfolio
123
employees
SERVICES
News
More Europeans pay their bills on time, but uncertainty abou…
The share of Europeans who pay their bills on time continues to increase last year, according to the European Consumer Payment Report (ECPR). Last year, 76% of Europeans managed to repay their debts on time, which is 2 percentage points higher than in 2024 and much higher than the share from 2023 – then their…
NPLs in Bulgaria and Europe continue to decrease
Overdue loans in Bulgaria and in most European countries continue to decrease, according to data provided by the European Banking Authority (EBA) in its regular Risk Dashboard report. At the end of September 2025, the non-performing loans (NPLs) of the Bulgarian banks stood at 1.8% of the total portfolio, down by 0.01 percentage points year-on-year….
Since 1 January: More information and broader centralized ac…
Starting from the beginning of next year, alongside the adoption of the euro, the credit market in Bulgaria will undergo another significant change. In October, the Bulgarian National Bank (BNB) adopted amendments to the Ordinance on the Central Credit Register. These amendments will shorten the deadlines for submitting information on credit obligations, and the register…
Overdue bank loans have increased at the end of September
Non-performing loans (NPL) in Bulgarian banks rose at the end of September, according to supervisory data from the Bulgarian National Bank (BNB). Corporate loans and those for households, overdue for more than 90 days, have reached nearly BGN 2.45 billion (EUR 1.25), with their share in the total loan portfolio growing. Their quarterly growth rate…
