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We are Debt Collection Agency EAD (DCA), part of B2Holding. We face the challenges of accumulated debts. We bridge the gap that non-performing loans create between creditors and borrowers. We seek balance, offering solutions to both parties.


DCA is a trusted partner of banks, non-banking financial institutions and telecommunication companies. Since its establishment the company has acquired more than 500 portfolios with non-performing loans and is one of the leading players in the sector in Bulgaria.

12 years of experience
517 thousand debts
1.62 billion BGN portfolio
180 employees


ECB: Consumers in Western Europe expect a rise in house pric…
Consumers of financial services in the euro area expect the price of their homes to rise by an average of 2.1% over the next 12 months, according to the latest European Central Bank Consumer expectations Survey. It covers about 14,000 people over the age of 18, living in six of the largest economies of the…
Growth in non-banking lending neutralizes the share of NPLs
The share of non-performing fast loans decreased in the second quarter of this year, according to BNB data. The main reason is overall growth of the portfolios of companies specializing in lending. In terms of value, overdue fast loans increased by almost BGN 14 million (EUR 7.16 million) or 4.4% in just three months. Total…
Dimitar Bonchev Board Member of DCA
Dimitar Bonchev returns to DCA’s Board of Directors
Sofia, 14 August 2023 – Dimitar Bonchev, who had previously been for eight years part of the management of Debt Collection Agency ЕАD (DCA), one of the leading debt purchase companies in Bulgaria, has again been elected as a member of the company’s Board of Directors. He has replaced Georgios Christoforou who will focus on…
Non-performing loans in Bulgarian banks fell below 4%
Non-performing loans (NPL) in the Bulgarian banking system fell to 3.8% of total assets, show the Bulgarian National Bank (BNB) data for the second quarter of 2023. According to the supervisory data at the end of June loans, which are overdue 90 and more days, are above BGN 2.54 billion (EUR 1.3 billion). If we…
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