About us

Debt Collection Agency (DCA) is a dynamically developing company with extensive experience in purchasing and managing receivables in Bulgaria and Romania.
The company has been registered as a financial institution at the Bulgarian National Bank; member of the Association of Collector Agencies in Bulgaria and is certified as a personal data administrator by the Commission for Personal Data Protection. We do business, meeting all legal requirements and complying with high standards and ethical norms.
As of June, 2016, Debt Collection Agency (DCA) is part of the Norwegian B2Holding, with headquarters in Oslo. The holding has business operations in 23 countries and three more administrative offices, located in Luxemburg, Austria, Holland.
Our offices can be found here:

The Company in Figures

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9
YEARS OF EXPERIENCE
250
EMPLOYEES
13
OFFICES
451
THOUSAND DEBTS
1.42
BILLION BGN PORTFOLIO

 

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2420
EMPLOYEES
     
26
COUNTRIES
     
7.12
MILLION DEBTS
     
15.14
BILLION EUR PORTFOLIO

Board of directors

Dimitar Bonchev
CEO and Member of the Board of Directors

Dimitar Bonchev is а long-term employee of Debt Collection Agency (DCA), going through the position of Operations Director, Business Development Director and Deputy CEO in the company. He has been responsible for the operational monitoring and development of the subsidiary DCA Romania for two years. His experience in the collection and debt purchasing area started in 2005 and since than he has developed it taking different managerial positions in one of the biggest companies in this market. He has a degree of Financial management and marketing.

Nina Stancheva
Nina Stancheva
Member of the Board of Directors

Nina Stancheva is the other co-founder of Debt Collection Agency (DCA). She has detailed expertise experience in credit risk management, court and amicable collection of non-performing receivables. She was Head of the Debt Collection Division of a leading international consumer-lending  company. She has graduated from the University of National and World Economy in Sofia, Bulgaria.

Martin Despov
Martin Despov
Member of the Board of Directors

Martin Despov is one of the founders of Debt Collection Agency (DCA). He has many years of management experience in the financial sector in collecting and managing receivables. He has held senior managerial positions at a leading international non-banking financial institution, being in charge of internal control and asset quality, corporate security, collection of overdue and court receivables. He has a degree in Economics from  the University of National and World Economy in Sofia, Bulgaria.

George Christoforou

Member of the Board of Directors

Joined the B2Holding Group in April 2018 as CEO of B2Kapital in Greece. Mr. Christoforou has held various positions in banking and corporate finance, including serving as CEO for Bank of Cyprus in Romania. He specialised in NPL management during the Greek and Cypriot financial crises and has held the position as Chief of Portfolios in the Greek single liquidation entity PQH. Mr. Christoforou has a MBA from London Business School.

Danckert Mellbye

Member of the Board of Directors

Joined B2Holding in July 2017. Mr. Mellbye has broad executive management experience within finance and industry from Nordea, Jordan and Frionor, and as an independent advisor. Main fields of work have been Restructuring, IT, HR and business development both locally and internationally. He has a Law degree from the University of Oslo. Mr. Mellbye is also a trained Officer from the Norwegian National Guard and Coastal Artillery.

J.Harald Henriksen
J.Harald Henriksen
Member of the Board of Directors

He joined B2Holding in January 2015. Until January 15, 2017, he held the position of Chief Financial Officer of the company.
Mr. Henriksen executed different management positions at Elkem ASA and Poseidon ASA. He also hеld CFO placements in I M Skaugen ASA, Actinor Shipping ASA, Aktiv Kapital ASA and in the investment portfolios for shipping upon ABG Sundal Collier ASA. He has a Master degree from the Norwegian School of Economics.

Olav Dalen Zahl
Olav Dalen Zahl
Chairman of the Board of Directors

Olaf Dalen Zal is the Chief Executive Officer of the parent company of DCA – B2Holding ASA. He is the Chairman of the Supervisory Board of the Polish ULTIMO S.A and of the Board of Directors of the Finnish OK Perintä Oy, both of them – part of  B2Holding ASA. He has more than 30 years of experience in the financial industry and has worked at various management levels. Master of Economics from the Norges School of Economics (Norges Handelshøyskole NHH) in Bergen.

Corporate Brochure

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