About us

Debt Collection Agency (DCA) is a dynamically developing company with extensive experience in purchasing and managing receivables in Bulgaria and Romania.
The company has been registered as a financial institution at the Bulgarian National Bank; member of the Association of Collector Agencies in Bulgaria. We do business, meeting all legal requirements and complying with high standards and ethical norms.
As of June, 2016, Debt Collection Agency (DCA) is part of the Norwegian B2Holding, with headquarters in Oslo. The holding has business operations in 23 countries and two more administrative offices, located in Luxemburg, Austria.
Our offices can be found here:

The Company in Figures

YEARS OF EXPERIENCE

232

EMPLOYEES

OFFICES

471

THOUSAND DEBTS

1.444

BILLION BGN PORTFOLIO

B2Holding_logo

2517

EMPLOYEES

COUNTRIES

7.8

MILLION DEBTS

15.4

BILLION EUR PORTFOLIO

Board of directors

Dimitar Bonchev

CEO and Member of the Board of Directors

Dimitar Bonchev is а long-term employee of Debt Collection Agency (DCA), going through the position of Operations Director, Business Development Director and Deputy CEO in the company. He has been responsible for the operational monitoring and development of the subsidiary DCA Romania for two years. His experience in the collection and debt purchasing area started in 2005 and since then he has developed it taking different managerial positions in one of the biggest companies in this market. He has a degree of Financial management and marketing.

George Christoforou

Vice Chairman of the Board of Directors

Joined the B2Holding Group in April 2018 as CEO of B2Kapital in Greece. Mr. Christoforou holds a position of Head of Secured in B2Holding and Regional director for SEE and CE Region. He has held various positions in banking and corporate finance, including serving as CEO for Bank of Cyprus in Romania. He specialised in NPL management during the Greek and Cypriot financial crises and has held the position as Chief of Portfolios in the Greek single liquidation entity PQH. Mr. Christoforou has a MBA from London Business School.

Nina Stancheva

Member of the Board of Directors

Nina Stancheva is the other co-founder of Debt Collection Agency (DCA). She has detailed expertise experience in credit risk management, court and amicable collection of non-performing receivables. She was Head of the Debt Collection Division of a leading international consumer-lending company. She has graduated from the University of National and World Economy in Sofia, Bulgaria.

Martin Despov

Member of the Board of Directors

Martin Despov is one of the founders of Debt Collection Agency (DCA). He has many years of management experience in the financial sector in collecting and managing receivables. He has held senior managerial positions at a leading international non-banking financial institution, being in charge of internal control and asset quality, corporate security, collection of overdue and court receivables. He has a degree in Economics from the University of National and World Economy in Sofia, Bulgaria.

J.Harald Henriksen

Member of the Board of Directors

He joined B2Holding in January 2015. Until January 15, 2017, he held the position of Chief Financial Officer of the company.
Mr. Henriksen executed different management positions at Elkem ASA and Poseidon ASA. He also hеld CFO placements in I M Skaugen ASA, Actinor Shipping ASA, Aktiv Kapital ASA and in the investment portfolios for shipping upon ABG Sundal Collier ASA. He has a Master degree from the Norwegian School of Economics.

‎Adam Parfiniewicz

Chairman of the Board of Directors

Adam joined the B2Holding Group in 2016. For the past 3 years he has been serving as the President of the Management Board of Ultimo S.A. Currently he holds a role of Head of Unsecured in B2Holding and a Regional director for Poland, Finland and the Baltic countries. Mr. Parfiniewicz is a manager with extensive experience in financial services sector, previously held various management positions in Polish retail banks, including PBK, Credit Agricole and BNP Paribas, and also served as a CEO in PolCard (card processor) and Expander (mortgage and investments broker). He has a Bachelor degree of Business Administration from University of Warsaw.

Corporate Brochure

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