Capital levels and liquidity of the European banks remain strong and the sector’s profit is increasing, shows the latest report Risk Dashboard, published by European Banking Authority (EBA). In the last quarter of 2022 non-performing loans (NPL) stayed stable – 1.8%, and the Stage 2 loans fell slightly by 0.2 percentage points from September to...

Non-performing loans (NPL) in Central and Eastern Europe (CEE) states continue to decrease to ever-lower levels, according to the latest Vienna Initiative report, which covers the second half of 2022. The region has shown so far resilience to crises, notes the study. At the end of June 2022 the average NPL-level in CEE was 2.6%,...

Women’s financial wellbeing is lower than men’s and they  are less confident about their financial literacy, according to the European Consumer Payment Report (ECPR). The survey was conducted among 24 000 users of financial services from all over Europe. Europeans are struggling with the impact of high inflation and rapidly increasing interest rates, but the...

Overdue loans from the non-banking financial institutions are decreasing again in absolute value and their share of portfolios is now below 7%, showing BNB data to December 2022. The growth of the credit portfolio in the sector has contributed to the shrinking of their share, while at the same time they are at the lowest...

Credit risk in the banking system is worsening, although the share of non-performing loans (NPL) is decreasing, warns Bulgarian National Bank (BNB) in the latest “Banks in Bulgaria”, a quarterly newsletter. At the end of September 2022 share of NPL is decreasing, but the only reason is growth of the credit portfolio. At the same...

Slight decrease in the non-performing loans (NPL) – despite deteriorating economic outlook, shows the latest report Risk Dashboard (RD), prepared by the European Banking Authority (EBA). NPL ratio fell just below 1.8% and their volume decreased by 1% in the third quarter of 2022 compared to the second quarter.  The NPL ratio for household exposures...

Non-performing loans (NPL) in the euro area will increase, bank lending will record a very slight growth in individual segments, while in the others it will decrease for the first time in years. These are the forecasts of Ernst & Young consulting company in its yearly economic report for the euro area countries. Government support...

The European Central Bank (ECB) will work for higher resilience of the financial system to macroeconomic and geopolitical crises, digital transformation and climate-related risks. ECB announced this at the end of December, presenting its priorities for banking supervision in 2023-2025. Geopolitical shock, caused by the Russian invasion in Ukraine increased the uncertainty in the development...

In the next 12 months the fears of many people in Europe are related to overdue payment of their bills, according to the latest European Consumer Payment Report (ECPR). The report reflects moods among more than 24 000 people from 24 European countries. According to the survey 80% of them are inconvenienced by the rising...