Dear customers, in accordance with the requirements of the Law on the Introduction of the Euro in the Republic of Bulgaria, DCA applies dual displays of the amounts related to your debts, as well as the prices of DCA assets listed for sale. All amounts will be shown in leva and euro until 08.08.2026. You can find more information by clicking the "See more" button.
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DCA’s business is growing sustainably

Debt Collection Agency (DCA), part of Norway-based B2Holding, continues to grow its business and retains a leading position on the debt purchase market in Bulgaria.

In the past year the company increased its revenues by 18% to BGN 22.3 million generating a net profit of BGN 6.17 million, reveals the company’s annual financial report. DCA’s assets grew three times to over BGN 62 million due to the non-performing bank and non-bank loan portfolios purchased by the agency that is among the most active debt purchasers in Bulgaria. Since its start at the end of 2010, DCA has acquired more than 520 000 debts on the Bulgarian market managing currently a gross portfolio that has a face value of BGN 810 million. 

The amount of non-performing loan (NPL) portfolios sold by Bulgarian banks and other creditors in 2017 was BGN 770 million – 14% less than the value sold in the previous year (BGN 900 million), the Association of Collection Agencies in Bulgaria’s (ACABG) data showed. Experts expect a solid growth on the market in 2018 taking into account banks’ intentions to release NPLs from previous periods. The segment of the secured corporate NPLs that is currently growing is expected to be the main engine of the market. DCA’s forecast for 2018 shows that this year the value of debt purchases may reach BGN 1.7 billion.

“Our market forecast for this year is optimistic. We registered a strong start with a sale of a loan portfolio at the face value of nearly half a billion leva. In the next months several cession tenders were organized for BGN 700 million. We believe the market can register a record year reaching 1.5-1.7 BGN billion. It is possible to reach even BGN 2 billion”, says Dimitar Bonchev, Business Development Director at DCA.

The company continues to grow its business in Romania, where it operates as DCA SRL. The gross portfolio of of DCA’s Romanian subsidiary exceeds EUR 280 million with over 550 000 debts purchased. The main type of debt the company purchases on the Romanian market is unsecured loans for smaller amount up to EUR 1100. This explains the discrepancy to the Bulgarian market, where the number of the acquired debts is smaller with a significantly larger size of the managed portfolio.